Insurance companies hiking prices, because they can. Most of us don’t have time to dig around for the best deal—between work, family, and everything else life throws at us, who has hours to spend comparing policies? The result? We either overpay for convenience, or we settle for whatever we’re offered just to get it done. And that’s costing people serious money—hundreds, sometimes thousands of pounds every year. The system isn’t built for you. It’s built for the insurers and the platforms that profit from them.